First Class Loans https://www.firstclassloans.com.au We take the confusion out of lending Sun, 18 Aug 2019 23:58:10 +0000 en-AU hourly 1 https://wordpress.org/?v=5.3.2 Living Expenses – Did lenders have it correct all along? https://www.firstclassloans.com.au/'/2019/08/19/living-expenses-did-lenders-have-it-correct-all-along/' Sun, 18 Aug 2019 23:42:32 +0000 https://www.firstclassloans.com.au/?p=1351 Here is an interesting read from mortgagebusiness.com.au site. HEM decision to ‘open can of worms’ in mortgage spaceBy Charbel Kadib19 August 2019 The Federal Court’s decision to dismiss ASIC’s responsible lending case against Westpac could lead to an overhaul of credit practices in the mortgage industry, according to one analyst.Last week, Federal Court Justice Nye …

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]]> What you need to know about refinancing https://www.firstclassloans.com.au/'/2018/09/06/what-you-need-to-know-about-refinancing/' Thu, 06 Sep 2018 03:54:21 +0000 https://www.firstclassloans.com.au/?p=1301 A home loan is generally a long-term proposition, but in some situations it can make sense to refinance your mortgage. Read this guide to the refinancing process, and speak to your broker, before deciding whether it’s right for you. Refinancing involves taking out a new mortgage and using those funds to pay off your existing …

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]]> Easy refinancing for a better deal on your home loan https://www.firstclassloans.com.au/'/2018/09/06/easy-refinancing-for-a-better-deal-on-your-home-loan/' Thu, 06 Sep 2018 03:50:05 +0000 https://www.firstclassloans.com.au/?p=1298 Easy refinancing for a better deal on your home loan   While refinancing your home loan may seem overwhelming at first, it’s less complicated than you might think. With historically low interest rates and increased competition across the home loan industry, lenders are keen to get your business. When you first took out a home …

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]]> How to get the most out of refinancing https://www.firstclassloans.com.au/'/2018/09/06/how-to-get-the-most-out-of-refinancing/' Thu, 06 Sep 2018 03:45:13 +0000 https://www.firstclassloans.com.au/?p=1295 Everyone wants to pay less on their mortgage, and refinancing is one strategy to help lower your interest rates – but is it worth it? We take a look at how you can get the most out of refinancing. Why refinance? Generally, people refinance to negotiate a better deal on their home loan and pay …

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]]> Refinancing: what you need to know https://www.firstclassloans.com.au/'/2018/09/06/refinancing-what-you-need-to-know/' Thu, 06 Sep 2018 02:55:11 +0000 https://www.firstclassloans.com.au/?p=1290 Confused about the ins and outs of mortgage refinancing? There are two key considerations when you’re looking at taking the step – why and how. Here, we examine both. A home loan is generally a long-term proposition, but in some situations it can be suitable to refinance your mortgage. Refinancing involves taking out a new …

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